Money Isn't Everything
But Everything Needs Money
WHY
Financial security allows you to pursue your dreams and live life on your terms
HOW
Compound Interest:
Rule of 72 and doubling your money
WHAT
Stocks have provided highest long-term return (but can be volatile in short term).
Ki$$: Keep It Simple Stupid
Money is only a means to an end. But, financial security can allow you to pursue your dreams and live life on your terms. Unfortunately, while the key investment concepts are very simple, they get lost in the world of 24 hour financial coverage
Our emphasis is on basic concepts, not on math and formulae. WHY more important than HOW and WHAT. Most important concept – compound interest. And impact of money growing over time.​
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​Browse our web page and send us an email. Let's talk.
My Story
My own investment journey started in my early thirties after the birth of our daughter. In the days of the Asian miracle, I invested in Chinese and Southeast Asian stocks. Soon after, we had the Asian financial crisis of the late 1990s. With both stock markets and currencies down 40 to 50 percent my investment portfolio lost more than 70 percent. It was simple—my daughter was not going to university!
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KISSfin is based on my self-journey (which did allow my daughter to attend her dream school!). More about learning from my mistakes (than learning from my success!).
Time Is Your Superpower. Don't Waste It.
The gig economy and AI are rewriting the rules of work. No pension. No guaranteed paycheck. That makes starting early more critical than ever.
The good news: you don't need a finance degree. Just one concept.
Compound interest. And time.
A 25-year-old saving $405 a month reaches $1 million by 65. Wait until 55 — it costs $5,846 a month. Same goal. Same return. Ten times the effort.
WHY before HOW and WHAT. What to ignore. And one small action to take this week.
The best time was yesterday. The second best time is now.
→ Read: Your First Real Financial Decision Isn't a Stock Pick
